How to redact your pay stub for renting an apartment

Why a landlord or property manager asks for your pay stub

Landlords want to confirm who you are and that you can pay the rent. A pay stub shows your earnings and employer, and usually your address and a partial or full SSN or employee ID.

A landlord or property manager needs your identity and your income confirmed — not your full ID number or account numbers kept on file. The catch: a stub combines your SSN, employer, and pay — a near-complete profile for identity and employment fraud. That's why you should hand over a redacted copy — see the full pay stub redaction guide or what to redact for renting an apartment.

What to redact on your pay stub

• Social Security number / national ID Stubs often print part or all of your SSN — black it out.
• Employee ID and direct-deposit / bank details These identify you in payroll systems and expose your bank account.
• Home address Not needed to prove income.

What to keep visible (so it's still accepted)

• Your name
• The employer name, if you are proving employment
• Gross/net pay and the pay period

The watermark to add

Stamp a purpose watermark so the copy can't be reused beyond renting an apartment:

Redact your pay stub in 4 steps

1. Pick the photo. Open Cachera and choose the photo of your pay stub with the system picker — only that photo is read, never your whole library.
2. Black out the sensitive fields. Drag a black block over the social security number / national id and employee id and direct-deposit / bank details. On export those pixels are destroyed — there's no hidden layer to recover underneath.
3. Add a purpose watermark. Stamp "For this rental application only" so the copy can't be reused beyond renting an apartment.
4. Export and send. Lay it out on A4, export a PDF, and share it with a landlord or property manager. Everything happened on your iPhone — nothing was uploaded.

Is this OK to do?

FAQ

Will a landlord or property manager still accept a redacted pay stub?

Yes. Keep your name and the employer name visible so they can confirm what they need, redact only the sensitive fields, and add a clear "For this rental application only" watermark. A watermarked, partially-redacted copy is normal, accepted practice.

What should I never show on a pay stub?

Hide social Security number / national ID, employee ID and direct-deposit / bank details, home address. A stub combines your SSN, employer, and pay — a near-complete profile for identity and employment fraud.

Can the black bars be removed from the copy later?

No. Cachera flattens the redaction into the image on export — there is no hidden layer beneath the black blocks, so the covered text cannot be recovered from the PDF.

Should I send the original pay stub instead?

Landlords are a common source of leaks — copies sit in inboxes and filing cabinets for years. Give them only what proves identity and income. A redacted copy with a purpose watermark is usually the safer choice.